Financial Planning

At Orchestral Financial, we believe that spending time with you, listening carefully, and understanding your most meaningful values, will lay a strong foundation for a sound financial plan. 

Many people come to us after having engaged in financial planning services with multiple providers, acquiring products or services, and making financial decisions, without a unifying strategy to coordinate these efforts.  This approach to planning often results in unintended consequences and counterproductive outcomes. 

Instead, we provide you with a multifaceted, nonjudgmental assessment of your current financial circumstances and offer practical advice to make the most of all your precious resources.  Our consultative process is educational in nature.  We give you the freedom and confidence to make your own informed financial decisions.  This holistic approach to financial planning is one of the ways we help our clients create harmony in their financial lives. 

Orchestral Financial Group is an independent financial planning firm which upholds the highest standard of client care in the business - the fiduciary standard1.  Additionally, our financial planners have earned the right to use the CERTIFIED FINANCIAL PLANNER™ professional designation.  The CFP® designation is recognized in the United States and a number of other countries for its: (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. 

We offer financial planning services on an hourly-fee basis or a fixed-fee basis.

1The fiduciary standard of care insists that the interest of the client always be placed ahead of the interests of the advisor.  This is a more rigorous standard than the suitability standard that governs many stockbrokers, insurance agents, and financial advisors.